Terms and Conditions

Last Updated: August 28, 2026

These Terms and Conditions govern your use of the website and services provided by Capital Life and Health Solutions, including our SMS and email communications programs.

By using our website or services, you agree to these Terms and Conditions and acknowledge our Privacy Policy.

1. Messaging Program Description

Capital Life and Health Solutions may send SMS and email communications to individuals who have provided the appropriate consent.

Depending on your relationship with us and the consent you provide, communications may include:

Responses to insurance inquiries

Consultation and service-related communications

Appointment confirmations

Appointment reminders

Follow-up communications

Service updates

Promotional or marketing communications where you have consented to receive them

Message frequency may vary.

2. Consent to Receive SMS Messages

By providing your mobile phone number and affirmatively opting in to receive SMS communications, you authorize TERRATRON DBA Capital Life and Health Solutions to send text messages to the mobile number you provided.

Consent to receive marketing text messages is not a condition of purchasing any goods or services.

3. Age Requirement

You must be 18 years of age or older to use this SMS service.

By opting in to receive SMS communications, you confirm that you are at least 18 years of age.

4. SMS Opt-Out

You may cancel SMS communications at any time by replying STOP to a text message from us.

After you send STOP, we may send you a confirmation message indicating that you have been unsubscribed. After your opt-out request has been processed, you will no longer receive messages from that messaging program unless you opt in again.

5. Opting In Again

If you previously opted out and would like to receive SMS communications again, you may opt in again through an available consent method provided by TERRATRON DBA Capital Life and Health Solutions.

6. Help and Support

If you experience issues with our messaging program, reply HELP for assistance.

You may also contact us directly:

Phone: 703-718-6241
Email: [email protected]

7. Message Frequency and Rates

Message frequency varies.

Message and data rates may apply to messages sent to you from us and messages you send to us.

Your wireless carrier's standard messaging and data rates may apply. If you have questions about your mobile or data plan, please contact your wireless carrier.

8. Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Message delivery is subject to effective transmission by your wireless carrier and is outside our direct control.

9. Privacy

Your use of our messaging program is subject to our Privacy Policy.

Privacy Policy: https://capitallifehealth.com/privacy-policy

Mobile information, including SMS opt-in data and consent, will not be shared with third parties or affiliates for their own marketing or promotional purposes.

10. Changes to These Terms

We may update these Terms and Conditions periodically.

Any updates will be posted on our website with a revised “Last Updated” date. Your continued use of our website and services following applicable updates constitutes acceptance of the revised Terms where permitted by law.

11. Contact Us

If you have questions regarding these Terms and Conditions or our messaging program, please contact:

TERRATRON DBA Capital Life and Health Solutions

Location: Clinton, Maryland
Phone: 703-718-6241
Email: [email protected]